We all want to invest so that we have a safe financial future. However, investing is not for everyone. Newbie investors invariably are so enthusiastic that they jump into the fray and get stressed out when they start losing money immediately. All investors have to realize that there is a risk of losing money, and being successful in investing requires a certain amount of skill.However, in order to gain skills, we have to first spend time learning. This means understanding everything possible about investing and how it works. It is very important also to have a clear cut understanding of what your investment goals are. This means figuring out what we want to do once we have the money. Do we want to retire in an exotic location? Or, do we want to send our children to best colleges in the country? Having financial or investment goals, will allow you to make a concerted effort to achieve the end result of having money to fulfill the goals.You have to understand that it is not possible to get rich overnight; at least not a 99.9 percent people. The .1 percent chance is very rare. Rather than wanting to grow rich all of a sudden and worrying about the risks involved, it is better to let your investments grow over a period of time. However, those who want to grow rich quickly, have to spend time learning as much as possible about high yield investing before you take the plunge. Be prepared to take the associated risks that come with high yield investing.Having a trusted financial planner will make things quite easy for you. He will help you make correct investing decisions. However, a financial planner has to know what your investment goals are otherwise he will not be able to help you. Once he becomes aware, he will make a definite plan so that you can attain your goals over a certain period of time. He is the expert who knows what there is to know about investments and having him assist you is the best thing for you.